Monthly Archives: December 2013

Top 10 Secrets Of Federal Government Employee Discounts

Although government jobs are some of the most stable careers in the economy, federal employees are still watching their bank accounts and trying to save money. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Auto Parts
5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

4. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

5. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. LongFenceandHome.com offers a discount to federal employees and military personnel on a wide variety of products and services.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

8. Travel

When planning a trip, Govarm.com is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. Fedsave.com and RecGov.org

These are the top recommended sites for searching government discounts. Fedsave.com offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

Government discounts are abundant, but are often overlooked. With some quick research, you may find yourself saving a lot of money.

India Signs Asean Fta !

Yesterday the Indo- Asean FTA was signed.

Let us see how bilateral trade will fare ! It is bound to shoot up.

We feel that Kerala’s fears will be unfounded, as India gets access to ASEAN
markets. India is leading in IT, BT, NT and other services. India will
capture the ASEAN market and bilateral trade will be to India’s advantage !

Even though ASEAN countries have more yield and more productivity, India
will compete in all fields. India will become the third largest economy in
the world, according to a Goldman Sachs report, based on GDP growth !

The ten member countries of ASEAN – Malaysia, Indonesia, Singapore,
Philippines, Brunei, Thailand, Vietnam, Cambodia, Laos, Myanmar – exported
goods worth $864 b and imported $ 774 billion. India gets access to a one
trillion dollar ASEAN economy !

The pact has been welcomed by industry lobbies. The CII welcomed the move,
saying it will give India access to ASEAN markets. ASSOCHAM said that the
bilateral trade will go to a whopping $60 billion in the near future.

FICCI said that the pact will open up new market opportunities for Indian
business with zero tariffs on 80% of ASEAN imports within four years.

Indian PM Dr Singh had called a group of ministers to allay domestic fears
before signing the pact. 489 items were kept out of the ambit of the pact.

The positiive stance of Jupiter, in India’s Seventh House, is responsible
for this move. India’s exports ( and imports ) are bound to rise !

According to a Kerala Report, a new challenge has propped up. India has to
improve her competitive efficiency to meet this new challenge. It is to be
noted that exports to ASEAN are only $14 b, whereas imports are $20 b. A
deficit of $ 6 b. Challenges are more; achievements may be less !

Cash crops, rice, fish, crude oil, electronics, auto accessories etc are all
ASEAN exports to India. India exports wheat, oilseeds, pharmaceuticals,
organic chemicals, ornaments and refined oil. China has tenfold India’s grab
of the ASEAN market. S Korea, New Zealand, Japan and Australia have signed
pacts with ASEAN. Even though it is a free trade pact, India faces a
formidable challenge !

In 07-08, India had a deficit of $14.56 billion. This is 15% of Indian total
deficit. Indian trade deficit is increasing !

Corporation Minutes The Dos and Don’ts

For people who have been working, perhaps you are now familiar with the word, corporation meeting minutes. This is a piece of document that contains the details of a corporate meeting. Corporate meetings are regular meeting between the company or corporation’s stockholders and the management. This meeting is one of the most important meetings in the company or corporation, as it showcases the ideas from the different holders of stock.

Having known the relevance of what people thought as a piece of paper, you may now be looking at it as one of the most important documents your company have. Most likely, yes. The corporate minutes are one of the most essential documents in every company.

If you are the person assigned for the job, then perhaps you now know that your job is not an easy job. Thus, it is a very critical and challenging job. If then you thought of it as weird, today maybe you are thinking of it as one of the scariest job you could ever have.

Yes, that is so true. Making a corporation minutes entitles you to be very critical with what you do. You have to be very attentive, and must have a keen eye for details. It is important that you do not miss anything that has been said and done during the meeting, and of course, the people involved in it. Nonetheless, you might just ruin something.

When recording the details of the meeting, make sure that you have your full attention to it. Again, it is not an easy job, it’s crucial. There are times when people in the company need to look back at what occurred during the meeting. At times, when misunderstanding arises, people rely to the minutes as a guide, and worst, as evidence against someone.

You have to be credible for the job. Credibility is very important for the job. You have to be honest at all times, making sure that every detail you’ve written are exactly what happened or what have been uttered during the meeting.

In conclusion, writing or making corporate minutes is definitely not a joke. It has to be taken seriously and carefulness.

California Limited Liability Company is a affordable legal services company that helps Incorporate California, Form an S Corporation, or Corporate Minutes Online

How Sap Experts Cope With The Economic Slow Down

SAP experts are usually confident regarding the future prospects of their SAP career, since SAP jobs are among the most in demand in the IT industry. SAP is the 3rd largest software provider world-wide and number one in terms of business solutions. SAP however seems incapable of escaping the financial crisis. Henning Kagermann, CEO of the German group, believes a sudden and unexpected drop of revenue occurred during its third financial quarter of 2008. The giant blames the troubles generated by the world wide economic slow down to justify the drop of investment made by its clients.

SAP still expects growth of 13% in its sales of software and associated services (support) year on year. On the other hand it only expects 4 to 5% growth for is software sales, whereas the company had previously planned for a 20% increase of its budget. This warning concerning the financial results of the 3rd quarter has resulted in a drop of the SAP share price.

In order to cope with these poor financial results, SAP has decided to increase the price of its support contracts. According to a survey published by Ray Wang, Forrester Vice President, SAP has now cancelled the opportunity for its clients to choose between the basic support contract and the premium one.

Among 200 clients surveyed, 80% declared having minimum use of the Basic Contract. On average clients are using their support services less than 6 times a year, which to use this service they must obtain the full subscription to service support even though it is not used very often.

To overcome this cost issue, some clients subscribe to external SAP support companies. Rimini Street, a company created by the founder of Tomorrow Now, declared it was willing to offer an alternate, less expensive SAP support solution. However this one is not available yet, and will deal only with R/3 applications.

Other techniques to reduce the cost of SAP support consist of negotiating extra discounts for the price of the licences. Finally, clients dont hesitate anymore to evaluate competitors offers for CRM products, such as those offered by Siebel, Oracle or Salesforce.com.

However, SAP has become so popular that it can be found in more than 120 countries and across all sectors. It is vitally important for management decision-making, as it provides accurate and efficient data management. Moreover, SAP modules are easily compatible with other applications. The skills shortages that encounter IT companies who are advertising SAP jobs are another sign of the dynamism of the company. So whilst SAP sales are down, the severe shortage of professionals may reduce but we expect SAP professionals to still have many opportunities available for them in the market.

The PICE Born with the Ambition to Accelerate Economic Recovery and Job Creation

Remember that trade and tourism account for more than 23 percent of GDP in our region

Spain, May 24, 2013 – The Minister of Employment and the Economy of the Government of Castilla-La Mancha, Carmen Home, said that “the Investment Plan and Employment Creation is born with the ambition to accelerate economic recovery and job creation in Castile-La Mancha. ”

At the opening of the first Forum of the Investment Plan and Job Creation, Home recalled that “the PICE includes measures in the most productive sectors of our region, such as the development of infrastructure, agriculture, trade or tourism, to tailor our actions to the European Operational Programme 2014-2020 and, thus, are implemented to achieve equity with those of the European Union “.

During his speech, the Minister of Employment and the Economy has said that “the Government of Castilla-La Mancha is working with determination in the European partnership document and, in this way, go for a smart, sustainable and inclusive to contribute member states to generate high levels of employment, productivity and social cohesion “.

In his view, “it is a dynamic plan that will adapt its measures in a comprehensive process monitoring and evaluation to the changing needs of Castilla-La Mancha and patterns arising from the implementation of European policies during his years of implementation to achieve the objectives “.

Trade On trade, the Minister of Employment and the Economy has stressed that the PICE revolves around seven strategic lines containing 21 actions aimed at supporting commercial sector Castilian-Manchego, a sector in our region representing 11.2 percent of gross domestic product, employs 14 percent of the population and 33 percent of total autonomous and generates a turnover of over 7,500 million euros a year.

Therefore, it has highlighted the adoption of measures to improve the interplay between merchants and their associations, such as the signing of agreements with banks to reopen credit to entrepreneurs worth $ 64 million, plus a second in the amount of 28 million euros, of which the government finances the differential of 5.5 percent and 1.7 percent of the costs of collateral, and other actions designed to promote agility bureaucratic or technological and innovative potential of all them.

Tourism On tourism, Casero stressed that this sector accounts for 12 percent of our Gross Domestic Product and employs about 17,000 people. Therefore, he said that “it is essential that we contribute from the regional government to promote smart growth in tourism, to contribute to the regeneration of our region.”

Finally, Casero said that “Castilla-La Mancha is important by itself to be a single target region, so we are working to make our Strategic Tourism Plan can be a shock final for this sector.”

Press Contact: Consejeria de Empleo y Economia Media Relations Consejeria de Empleo y Economia Address: Avda Ireland No 14 512-212-1139

Asia Pacific favoured by British overseas property investors

According to new research by Aviva Investors, British buyers of overseas property currently favour investments in the Asia Pacific region.

The survey revealed that seventy-four percent of British investors expect to buy real estate overseas within the next three years, with the Asia Pacific region being widely regarded as the best area for potential return on investment.

In total, sixty percent of investors who took part in the survey said they were looking to buy in the Asia Pacific region.

Twenty percent of the participants said they intended to buy in the UK. Just ten percent were looking to buy in continental Europe, with the US was favoured by eleven percent.

Key reasons for British investors being attracted to the Asia Pacific region were, Asia’s recovery from the global recession and the growing importance of Asian economies on the world financial stage.

Ian Hally, chief executive for Aviva Investors, commented; “Real estate is a key asset class for long-term investors, but questions have been asked recently about whether there is any value left following this year’s rally in the UK.”

“Asian economies look to be much better placed for recovery than their western counterparts, making real estate investments in the region particularly compelling, which has been less reliant on debt over the past decade at a government, corporate and personal level. This should lead to stronger investor and occupier demand,” he added.

Frank Khoo, global head of Asia investment company AXA REIM, said; “There is no doubt that investors are now recognising that the pace of growth in the Asian property market is likely to outpace that of both the US and Europe. As such, they are increasingly prepared to consider exposure to the region when building up a balanced global strategy.”

According to Singapore based property brokerage Ocean Villas Group (), during the first three quarters of 2010 direct real estate investments in Asia totalled US$46 billion; double the amount for the same period last year.

Author:

Rebecca Smith

Rebecca is the director of Ocean Villas Group ().

Ocean Villas Group are specialists in lifestyle and investment property worldwide and are committed to supporting investors in both the emerging and established property markets across the globe.

Visit our blog site here

Trading The Economic Reports Like Nfp Report Can Be Highly Profitable!

Economic Reports are important for all markets but they are a way of life for the currency traders as well as the futures and options traders. Each individual market has its own set of reports which the traders pay special attention. But there are some economic reports that are prime catalysts for almost all markets especially the currency, bonds and the stock markets that stand at the center of the financial universe.

Gross Domestic Product, the Consumer and the Producer Price Index, the monthly Employment Reports, the FED’s Beige Book and the Institute for Supply Management (ISM) are some of the important economic reports that you should be aware of as a trader. You simply cannot ignore these reports. These economic reports are considered to be important trend setters in different markets.

Now, you can know the date of release of these economic reports by looking at the Economic Calendar. Each month, most of these reports are released by the different agencies that includes both public as well as private at fixed dates. By looking at the Economic Calendar, you can know these dates as it provides the listing of dates when these reports will be released.

Now, you never know how markets are going to react to each one of these economic reports. Some are given more importance by the markets. But this preferrence also keeps on changing. Now, FOMC Meeting Minutes are considered to be very important as interest rate changes are decided in the FOMC Meeting. FOMC stands for the Federal Open Market Committee. The other important reports can be the CPI ( Consumer Price Index) and the PPI ( Producer Price Index).

The US Department of Labor’s NFP Employment Report is considered to be a major market moving report. It is released on the first Friday of each month at 8:30 AM EST. You should try to avoid trading at this time. However, there are many currency traders who now specialize in trading the NFP Report.

The release of employment figures is usually followed by frenzied trading that can last from a few minutes to the entire day depending on what the data shows and what the market was expecting.

NFP Report has become important in the last few years keeping in view the slow economic growth. Now, as the economy shifts gear from slow growth to high growth the state of employment figures can become highly important for the economy. This report is used by the traders, investors and Wall Street Analyst to anticipate any interest rate changes in the economy. In the end, it is the interest rates that stand at the center of the financial universe!